Title Insurance Rates – How much will it cost?
Your basic cost will be the insurance premium and any required endorsements.
In addition to the premium and endorsement costs (each of which is $25) there will be recording fee expenses which vary with each transaction and there may be additional fees such as searching and tax search expenses in certain counties within “Zone 1″.
We would be happy to assist you in preparing an exact quote for your individual transaction. A full range of charges for title services is provided below:
|40 Year Search/Abstract||$400 minimum|
|Bankruptcy Search||$25 per name|
|Cancellation Charge||$125 minimum|
|Certificate of Occupancy||$35 – $100|
|Certified Check Fee||$50 per check|
|Certified Copies||$30 per document|
|Certified Search||$150 minimum|
|Continuation Search||$100 minimum|
|County UCC-1 Search||$55 per name|
|Department of State UCC-Search||$55 per name|
|Escrow Fee – Tax Escrow||$75|
|Estate Search||$150 minimum|
|Express Delivery Charge||$50 per package|
|Extra Chain of Title||$125 minimum|
|Franchise Tax Search||$20 per corporation|
|Judgment and Lien Search||$100 per parcel|
|Last Owner Search||$125 minimum|
|Lien Search vs Buyers||$25 per name|
|Litigation Search||$25 per name|
|Mortgage Payoff Service||$75 – $175 per payoff|
|Municipal Searches||$65 – $600 per parcel|
|Patriot Act Searches||$10 per name|
|Record Service||$25 per transaction|
|Rundown||$50 per transaction|
|Settlement Closing Fee||$650 minimum|
|State UCC-1 Search||$40 per name|
|Tax Continuation||$10 per parcel|
|Tax Search||$50 – $75 per tax parcel|
|Wire Fee||$50 per wire|
The above charges and fees are based on normal closing circumstances with residential and commercial property transactions throughout upstate New York. All charges and fees identified as “minimum” may be increased based on the circumstances of your particular file.
Title insurance rates in New York State are set by the New York State Insurance Department. The link for the Rate Calculator below is accessible by you for estimating the cost for basic Title Insurance Premiums and Endorsements in New York State. Please feel free to call us for any future information, costs or fees.